الفهرس 
Research FrameworkOnly 14 pages are availabe for public view
Abstract
Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout everyone’s life. However, commercial banks are facing risks when they are operating. Credit risk is one of the most significant risks that banks face, considering that granting credit is one of the main sources of income in commercial banks. Therefore, the management of the risk related to that credit affects the performance of the banks. The aim of the research is to provide stakeholders with accurate information regarding the credit risk management of commercial banks with its impact on banks’ performance.
The main purpose of the research is to investigate if there is a relationship between credit risk management and banks’ performance in Egypt. We also aim to investigate if the relationship is stable or fluctuating. In the research model, Capital Adequacy, Asset Quality, Earnings (ROE) and (ROA), Liquidity and Sensitivity are defined as measurements of performance while Loan Loss Reserves / Impaired Loans, Impaired Loans / Total Equity, Unreserved Impaired Loans / Total Equity, Net impairment charges / net interest income are defined as measurements of credit risk management. The research collects data from 15 commercial banks in Egypt from 2011 to 2018 and formulates six hypothesis which are related to the research question. A series of statistical tests are performed in order to test if the relationship exists. Other statistical tests are performed to investigate if the relationship is stable or not.
The findings reveal that there is no significant effect of credit risk management on the Liquidity and Sensitivity, while there is a significant effect of the credit risk management on the Capital Adequacy, Asset Quality and Earnings (ROE & ROA).