الفهرس 
الإطار العام للبحثيوجد فقط 14 صفحة متاحة للعرض العام
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المستخلص
This research attempts to investigate the effect of applying banking regulations on banking performance. This has been conducted on 19 MENA region countries (Egypt, Sudan, Lebanon, Libya, Iraq, Tunisia, Algeria, Morocco, Qatar, United Arab Emirates, Saudi Arabia, Bahrain, Palestine, Oman, Djibouti, Turkey, Kuwait, Jordan and Mauritania), on a yearly basis over the period from 2008 to 2018. Banking regulations has been measured by each of capital adequacy requirements (capital base to risk-weighted assets), liquidity requirements (liquid assets to total assets), legal reserve requirements (balances with CB to banks’ deposit), leverage requirements (total equity to total assets) and provisions policy (total provisions to total capital), while Banking performance has been measured by each of banking efficiency using (data envelopment analysis ”DEA” & operational efficiency ratio), banking stability (ABSI & Z-score indexes), credit risk (”non-performing loans” & ”provisions for non-performing loans”) and profitability (return on assets & return on equity). In this research has been conducted analyze the data by applying static panel models (SPM) according to three models (pooled regression, fixed effect, random effect) and dynamic panel models (DPM) according to (generalized method of moments ”GMM” of all kinds, whether with System or Difference) in addition to time series analysis.
Results of the research showed that there is a significant effect of applying banking regulations on efficiency of banking sector in Middle East and North Africa countries, where there is a negative effect for each of (capital adequacy requirements, liquidity and leverage) on banking efficiency DEA, in addition to that capital adequacy requirements have a negative effect on operational efficiency, while liquidity requirements have a positive effect on operational efficiency. And the results indicated that there is a significant effect of applying banking regulations on stability of banking sector in Middle East and North Africa countries, where there is a positive impact of legal reserve requirements on aggregate banking stability index, while provisions policy has a negative effect on aggregate banking stability index, in addition to the presence of a positive effect for each of (legal reserve requirements, leverage) on banking stability index Z-score, while liquidity requirements have a negative effect on banking stability index Z-score.
Results showed too that there is a significant effect of applying banking regulations on credit risk for banking sector in Middle East and North Africa countries, where there is a positive effect for each of (liquidity requirements, leverage and provisioning policy) on non-performing loans, in addition to having a positive effect of liquidity requirements on provisions for non-performing loans, while leverage requirements have a negative effect on provisions for non-performing loans. And finally the results indicate that there is a significant effect of applying banking regulations on profitability of banking sector in Middle East and North Africa countries, where there is a positive effect for each of (liquidity requirements, legal reserve) on return on assets, while provisions policy has a negative effect on return on assets, in addition to the presence of a positive effect for each of (capital adequacy requirements, liquidity, legal reserve) on return on equity, while there a negative effect for each of (leverage requirements, provisioning policy) on return on equity.