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العنوان
The Effect of Non-Interest Earnings on the Egyptian Commercial Banks Risk and Performance /
المؤلف
Sayed, Eman Adel Ahmed.
هيئة الاعداد
باحث / Eman Adel Ahmed Sayed
مشرف / Helmy Ibrahim Sallam
مناقش / Hazem Yassin
مناقش / Hala Abdel Naby
الموضوع
Accounting.
تاريخ النشر
2016.
عدد الصفحات
178 p. :
اللغة
الإنجليزية
الدرجة
ماجستير
التخصص
المحاسبة
تاريخ الإجازة
3/1/2017
مكان الإجازة
جامعة القاهرة - كلية التجارة - المحاسبة
الفهرس
Only 14 pages are availabe for public view

from 193

from 193

Abstract

Banking institutions all over the world are shaped by structural
forces of change, recently banking institutions face a decline in traditional
activities, while the share of non-interest earnings (NIE) to total income
have increased. Banks start to rely more on non-traditional bank activities
that generate fees earnings, trading revenue, and other types of non-
interest income. The main objective of this research is to investigate how
non-interest earnings affect the level of the Egyptian commercial banks
performance and risk, using a sample of 25 Egyptian commercial banks
from 2010 to 2014. The data was analyzed using descriptive analysis,
correlation analysis and regression analysis. The results indicated that
non-interest earnings have a significant positive impact on banks
performance. The results also indicated that higher NIE presents higher
risk on return. Therefore, banks can benefit from earnings diversification
on developing their performance with taking into consideration the level
of risk. Considering the bank size, the results indicated that large banks
have higher ability to generate more non-interest earnings than small
banks. Also, it can be noticed that non-interest earnings present high ratio
of total operating income for private sector banks than public sector.