الفهرس | يوجد فقط 14 صفحة متاحة للعرض العام |
المستخلص - I - Summary The finance plays an active role in developing the agricultural sector. It helps to promote the private sector which represents about 96r~’il out of the agriculture sector. There are some aspects and featurs for the Egyptian agriculture which lead to the importance of the agricultural credit and its role to achieve the Efficiency and vitality in the agricultural production field. This study aims at acquiring the role of the bank and its financial instiruation in financing the agricultural marketing activities ill Egyptian agriculture. The study concentrated on the various sources of finance before and after the economic liberalization, and the importance of agricultural credit for the agricultural crops marketing. The study consists of four chapters, in addition to the introduction which includs the problem of study and aims, the methods and resources of data. Chapter one included the literature and previous studies in two section. the first one included the reseaches and studies concerning the financial instituations of agriculture sector in Egypt and the second section is intrested in finding: out the inefficiencies and efficiencies for the role of financial instituation in agricultural sector and the inefficiencies in Financing the agricultural marketing activities. While the second chapter reviewed the sources of agricultural credit In Egypt and its efficiency. It included also the sources of financing under the economic liberalization policy. While the third chapter included agricultural credit and its influence on agricultural crops marketing in Egypt. In addition to the importance ofloans for the crops marketing and the main hinderences and deffieulties of home and foreign loans in Egypt. The fourth chapter included the relative importance of agricultural loans especially in the agricultural marketing activities for cotton, wheat, and ---------> --- .j I - 2 - nee It is noticed that according to tables (I). (2). (3) in the statistical appendex the cultivated are a of cotton decreased by 22.3% Acconding to the productive condition and unsuitable prices policies in addition to the imposed farm prices which are lower than the altermative crop prices the regression equations to the three crops showed that, there are significant effect 011 both exported quantity, exporting price, consumption quantity. average costs of production, and the total loans. Comparing the developing of real and many total loans for cotton crops, it is noticed that the amount was 800956 thousand rised to l.e 2490819 thousands after liberalization period which mean that it was creased hy 303.4% these increases were due to abanding the supports and subsidies on input and the ~ monoplizing of private sector in marketing the inputs concearning the wheat crop, the total loans offered before the liberalization perviod were I.E. 200655 thousands increased totel 852768 thousands equal to 923.1 %” were to that the bank was not distribute the inputs and for the in creasing of price conceaming rice crop, the offered total to I.E. 85S328 after liberalization pervied with increased percent amounted to 523.97 this Increase was due to the rice increase of input prices, the increase of marketing costs and the monoplizing of private sector in marketing inputs. After this review, it is clear that, ( I) The applied marketing polices throughout the perviod ( 1979/198()- 1994/19(5) invobved in its targets employed the agriculture sector to finance the needs of development the offer sectors. it leads to increaseing the form of governmental interferning in the marketing system of food, processing and exporting crops. This situation was corrected after adopting the economic liberalization system in .’ Egyptian agriculture without neverthless, the agricultural marketing. libiralezation and the increasing of ,..arious crop prices in the latest -~------_ .. __ ._-- ._---- ..• - ” - years attributed with the technological changes in arrvied to the huge axecesses in the production of defTerent agricultural crops and increasing the agricultural exports. (:!) It is noticed that divertion and meomerous agancies and supervised on the cooperative marketing system for the traditional crops. is due to increase in the value of marketing cost, the passive effect on fanner income because they refused to prices by the government this situation changed in the last year when the government free the agricultural marketing agency hence. the fanners are dealing with only private sector traders and the big marketing firms. (3) It must he offered suitahle available loans to the producters and marketing profects besides the service profects to einable farmers who cannot affering credit guarantee to the bank in the short and long run. It is also necessary to expand the insurance programmes on the agricultural crops. (4) It must be in creasing the agricultural investments equireent with the agricultural sector role in the development it is also necessary to prepaire feasihility studies to the balanced pricess plans for the main strategy agricultural crop and the virious marketing activities. |